Is Point a loan? No. Point works like an investment. When you buy a share of General Motors stock, you profit when the value of the company goes up. Similarly, if Point buys a fraction of your home equity, Point profits when your home value goes up. An investment from Point does not show up on your credit report and does not add to your debt load.
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A home in Maywood. The 15-year fixed-rate mortgage averaged 3.26%, down from 3.28%. The 5-year treasury-indexed hybrid adjustable-rate mortgage averaged 3.51%, down 1 basis point. Read: Housing.