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Typically, you’ll board the ship well before your luggage reaches your cabin, so pack any necessities – medication, important documents, phone chargers – in a carry-on bag. If you’ve got room, include items like bathing suits and sunscreen so you can immediately jump in the pool or soak in the sun without having to wait for your other bags.
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A first-time home buyer class is often required to get a grant or down payment assistance. Here’s what’s covered, when to take it and how much it will cost.
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